At this time earning is not enough, Where you invest that money Is most important thing. Smart investing helps you to grow your money and achieve your financial freedom early.
Before investing you need to know money investment is not an option. If you do not invest your money, its value decreases with time. Maintain that value or grow that value you need to invest it
Things to Consider Before Investing Your Money
Set Your financial Goal
Money should be Invest according to financial goal. Which can be any type of short term and long term for example (Buying House, Retirement Planning, Children Education Etc).So you will not have money related Issue In future.
Your Risk Appetite
Every Investment Involves risk choose investment based on your age, Income, responsibility, and comfort with risk. According to your risk appetite you should invest money
Where Should I Invest My Money
- Fixed Deposit
- PPF (Public Provident Fund)
- Gold
- Mutual Fund
- Stock Market
Invest Money in Fixed Deposit
Fixed deposit is a popular & safest investment. You deposit lumpsum amount in bank for larticular time like more than 5 Years. After maturity time you received principal amount along interest amount. FD’s interest rate beats inflation rate . If you want your money value not to decrease with time you can invest your money in FD.
Why you invest in FD
- Safe & low risk investment
- Guaranteed return
- Fixed interest
- Suitable for long term & Short term Both
Invest Money in PPF (Public Provident Fund)
You called it the government Piggi bank where your money is 100 % safe & growing. It is open for 15 years, you can invest maximum 12 times, & 150000 Rs In in a financial year. Your investment interest credit in your PPF account every year 31 march. You get tax exemption in deposit, interest, & withdrawal.
Why Invest in PPF Account
- Government Backed Saving Scheme
- Tax Benefits
- Good For Disciplined Saving
Invest Money In Mutual Fund
Mutual Funds are one of the most popular investment options for long term investing. People who want to grow their money without knowledge stock market Mutual Funds Is the best option for them.
Type of Mutual Fund
- Equity Fund
- Debt Fund
- Hybrid Fund
- Index Fund
- Elss Fund
Why Invest in Mutual Fund
- Professional Management
- Diversification
- Affordable Investment
- Long Term Wealth Creation
- Power Of Compounding
Invest Money In Stock Market
Investing in the Stock Market is the most effective Way to build wealth over the long term.The basic understanding helps anyone start investing with confidence and discipline. When you buy share of any company you are partially owner in that company. Your return come from capital appreciation & dividends.
Why We invest In Stock Market
- Higher return & Dividend income
- Wealth Creation
- Ownership in Companies
- Hedge Against Currency Depreciation
Invest Money In Gold & Silver
Everyone wants to invest in Gold & Silver because it is the safest way to diversify. It is a traditional way to invest money.
Types Of Gold & Silver Investment
- Physical Gold & Silver
- Gold & Silver ETF’S
- Digital Gold & Silver
Physical Gold And Silver
Jewellery, Coin, & Bar, is a traditional method to invest in Gold & Silver. Real Ownership you Can Keep it, No dependency on Anyone.
Gold & Silver ETF’S
In this you do not hold physical gold & silver, but your returns based on price moment of gold & silver. you can start with as little as 500 RS and you can easily sell it whenever you need money.A complete guide to the best investment options for long-term wealth creation & financial security.
