Income that comes in consistently, often without any work or effort. Initially some effort, time, and money are required, but once you establish a system, income continues to flow it called Passive Income.
Top 5 Passive Income Ideas
- Dividend Income
- Mutual Fund
- SWP Rental Income
- YouTube Channel
- Blogging
Passive Income from Dividend
Some companies in the stock market also pay a portion of their profits to their shareholders in cash as dividends. If you hold shares for a long time, you benefit from both regular passive income and share price growth.
Best Dividend Sectors
- FMGC
- PSU Bank
- Power & Energy
- Oil & Gas
How much investment is required?
You can start with 1-2 lakh rupees. You can also invest through SIPs.
Advantages:
- Regular income
- Capital appreciation
- Protection against inflation
- Risk Market volatility
- Dividends are not guaranteed.
Passive Income From Mutual Fund SWP
This is a mutual fund feature that allows you to withdraw a fixed amount every month, quarter, or yearly whenever you want. This method is especially used to generate regular passive income. How it works: First, create a fund with a SIP or lump sum amount. Then set up a monthly withdrawal.
Best funds for SWP
- hybrid funds
- large cap funds
- Conservative allocation funds
Advantages
- professional fund management
- Flexible withdrawal
- Tax efficient
- Ideal for
- Retired person
- Salary earners who want extra income
Rental Income
Rent received from real estate is considered to be the most stable passive income.
Rental income source
- commercial shops
- Residential property
- office space
- warehouse
How much investment do you want?
20L+
Advantages
- regular passive income
- Property value appreciation
Challenges
- Maintenance
- vacancy risk
YouTube channel
The most popular way many people earn money these days is through a channel. You create daily videos and upload them to YouTube. Once you have 1,000+ subscribers and meet the watch time criteria, you’ll start earning.
Income Sources
- Ad Revenue
- Brand Sponsorship
- Affiliation
- Own Product
Best Niche
- Finance & Investment
- Education
- Motivation
- Tech Review
Advantages
- Zero Investment
- Global Audience
- High Earning Potential
Cons
- Consistency is Important
- Initial Growth is Slow
Blogging
Blogging is the most powerful low-investment passive income source today. Publishing high-quality content once can generate traffic and income for years.
Ways to Earn from Blogging
- Google AdSense
- Affiliation
- Sponsored Content
- Digital Products
How Much Time and Money Does It Take?
- Investment (3,000 to 10,000) Domain or Hosting
- Time: 6 to 12 Months
Advantages:
- Very Low Cost
- Fully Stable
- Work from Home
Disadvantages:
- Patience Required to Get Started
- SEO Learning is Essential
